Saturday, May 17, 2008
FREE Credit Repair Help
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Welcome! This website was put together as a resource for consumers in educating them about their credit.
First of all, the term "Credit Repair" is really a misnomer. All the information in this document is provided to help clear up those "questionable" items on your credit reports. At no point will this document suggest that you challenge correct and accurate items on your credit report, even if they are derogatory. That would be unethical.
"Credit repair" is a general term often used to describe a systematic process of rehabilitating an individual's creditworthiness, or financial credit reputation. The process is generally initiated by obtaining copies of the individual's credit report, reviewing the credit report for errors, omissions, and misleading information, and requesting corrections to such information by means of a formal dispute. Many laws, regulations, and practices govern this process, and many organizations exist that will assist in guiding individuals through this sometimes complex process, though much, if not all, may be accomplished by individuals by their own efforts.
